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The Sam’s Club Mastercard cardholders can earn cash back at Sam’s Club and on other purchases. Sam’s Club members with a Plus membership earn 3 percent cash back on eligible purchases at Sam’s Club (Club members earn 1 percent)* and another 2 percent in cash rewards on eligible in-club purchases from their Plus membership**, for a total of up to 5 percent rewards on eligible purchases*. Additionally, Sam’s Club Mastercard holders earn 5 percent cash back on gas (on the first $6,000 per year in purchases, then 1 percent), 3 percent cash back on dining and takeout and 1 percent cash back on other purchases.*




University of Southern California tax law professor Edward McCaffery has summarized the entire arc with the catchphrase “buy, borrow, die.”
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