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**Cash rewards are only available for Sam’s Club Plus Members for in-club purchases with any form of payment. Sam’s Club Plus Members get 2 percent back on qualifying pretax purchases with a maximum reward of $500 per 12-month membership period. Cash Rewards are awarded annually about 2 months prior to renewal date and loaded onto the membership card for use in club, on SamsClub.com or redeemable for cash. A member can accumulate a Maximum Balance of $2,000 in earned Cash Rewards on a membership card, at which point accrual of cash rewards stops until the maximum balance is reduced. Cash rewards are not earned for purchases made during the time of maximum balance. Restrictions apply. Visit SamsClub.com/CashRewards for exclusions, program details and terms and conditions.
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If you use cash, make a point to only use bills in denominations of at least $5, Hill recommends. Put change and single bills into a jar at the end of each day and deposit that money into a savings account each month or whenever the jar is full. Hill says people don't realize how quickly change can add up. He says he had more than $80 in his change jar the last time he made a deposit.

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