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3. 401(k) or another workplace retirement plan

Money kept in a savings account at a traditional bank or credit union could be earning as little as 0.01% interest. However, online banks regularly offer 2% or more. For example, the MaxMyInterest cash management system monitors interest rates and automatically moves money to maximize how much a balance can earn. "The service has preferred rates that are higher than what is advertised in some cases," says MaxMyInterest CEO Gary Zimmerman. "The highest rate is now 2.5%." The service ensures money is FDIC-insured and charges a quarterly fee of 0.02% of the cash being optimized.

The internet is inundated with websites and videos telling you how to make money online quickly. For the most part, these are lies and are trying to get you to buy into some kind of pyramid or Ponzi scheme. Although the offers might seem tempting, things that are too good tend to also be not true. However there are some ways that you can make money online quickly, just don’t expect it to be millions of dollars in a few hours. This article aims to tell you some of the top ways to make money online quickly.



Ibotta offers cash back every time you shop online or at a brick-and-mortar location for many retailers. The app description boasts that Ibotta customers have so far earned more than $550 million. It gets 4.8 stars from 1.2 million ratings. “I’ve earned a lot of money using this app over the years, and it has helped in tough times,” one user wrote.