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Many Americans live paycheck to paycheck, amassing little wealth and paying the federal government a percentage of their income that rises if they earn more. In recent years, the median American household earned about $70,000 annually and paid 14% in federal taxes. The highest income tax rate, 37%, kicked in this year, for couples, on earnings above $628,300.

How can beginners earn money online?

TikTok's top trending hashtag of the week:

Instagram unveiled three new features aimed at helping creators earn money